In the case of death due to natural causes, value or any increase in value will be subject to the standard waiting periods.

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Insured Life and Family:

Age Category Waiting Period

18 - 64 (6 months)

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Extended family member:

Age Category Waiting Period

21 - 64 (6 months)

If a member's funeral benefit should lapse and the member applies to re-join the scheme at a later stage, the same conditions as for new membership will apply.

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Unnatural Death/Accidental Death

Immediate Cover will apply subject to payment of first fee.

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Suicide:

24 month waiting period applicable from date of first fee received.

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• For fees received after the 7th of the month, the Funeral Benefit will commence on the 1st of the following

month.

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