In the case of death due to natural causes, value or any increase in value will be subject to the standard waiting periods.

Insured Life and Family:

Age Category Waiting Period

18 - 64 6 months

Extended family member:

Age Category Waiting Period

21 - 64 6 months

If a member's funeral benefit should lapse and the member applies to re-join the scheme at a later stage, the same conditions as for new membership will apply.

Unnatural Death/Accidental Death

Immediate Cover will apply subject to payment of first fee.

Suicide:

24 month waiting period applicable from date of first fee received.

• For fees received after the 7th of the month, the Funeral Benefit will commence on the 1st of the following

month.

FAMILY COVERS ARE:

ULTIMATE FAMILY COVERS \GOVERNMENT INSTITUTIONS AND PRIVATE SECTORS\FARMERS COVER

Ultimate C1

o Flat lid

o Fresh flower

o 50 Programs

o 50 tent and chairs at home

o Service

o Repatriation